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Michael answers listener questions on New York radio every week. Here are the two most recent episodes — full audio and transcript.
Short, plain-English answers to the questions injured New Yorkers ask most.
Five steps that protect your claim. Save this page — it takes two minutes to read and can be worth thousands.
Call emergency services right away. A police report is required for your insurance claim.
The vehicles, the damage, the scene, license plates and road signs. Take more than you think you need.
Even if nothing hurts yet. Documented injuries are what No-Fault pays on.
This is your application for medical expense coverage. You get 30 days — and no more.
Do not give a recorded statement or sign anything before you speak with a lawyer.
New York City · Protecting your rights · Current for 2026
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