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A belted child can walk away from a crash and still be hurt. Here's why a pediatrician visit matters — and when the child gets their own recovery.

Swerve away from an oncoming car and hit someone else, and the police report may blame you — until you find the scratch that proves contact.

Even when the other driver clearly broke the rules, fault is usually split — and their attorney will try to move it onto you.

Security cameras record over themselves. Authorising an attorney is what gets the footage held before it is gone.

You cannot sue yourself. That one fact decides whether an injury at home is worth anything at all.

Brake failure is not a defence. It confirms the driver did not check his vehicle.